Get a HIP that will be yours to take where you please...
As from August 2007 HIPS were introduced to England & Wales for 4 bedroom properties, in September 2007 3 bedroom properties were added then finally from 14th December 2007 all properties put on the market to be sold must have a HIP in England and Wales.
The following compulsory documents must be included in a Home Information Pack:
- Home Information Pack Index
- Energy Performance Certificate
- Sale statement
- Standard searches
- Evidence of title
- Additional information for leasehold and commonhold sales, where appropriate.
You can also include other documents such as a Home Condition Report, an environmental or flood risk search and other information that would be of interest to a potential buyer as defined in the regulations.
It is the seller of the property that is required to obtain the HIP although many of the larger Estate Agents are jumping on this new law and using the HIP as way of generating extra income and offering to supply the HIP as part of their service however obviously charging you for it and or locking you to them through the HIP.
You do not need to take this route and Rest Assured Mortgages can supply you with a HIP that is yours to take to any agent and or sell your home privately.
We give 2 options
- £299 + VAT up front.
- £350 + VAT payable when you sell or after 9 months whichever is the earliest.
Both of these are £26 + Vat more for Leasehold properties.
Call 0845 500 3332 or complete the enquiry form for more information.